
Mengatur Uang Saat Mudik - Siapkan uang tunai
Paling penting siapkan uang tunai secukupnya. Bila Anda butuh belanja sebelum mudik, Anda harus menahan diri, setidaknya harus menyesuaikan dengan penghasilan kita. Jangan mudah tergiur dengan aneka promo dari tempat belanja. - Bawa uang receh
Ini hal yang kerap dilupakan. Sepanjang perjalanan, mungkin Anda akan sering bertemu dengan pengemis atau peminta-minta lainnya, atau bahkan peminta sumbangan tertentu. Dan yang Iebih penting, uang receh atau pecahan seribuan sangat dibutuhkan untuk membayar parkir, tol dan sebagainya, di sepanjang perjalanan. - Cermat menyimpan
Resiko kejahatan di sepanjang perjalanan selama mudik lebaran, sangat mungkin terjadi. Untuk itu, simpan uang tunai Anda dengan aman, yaitu dengan memecahnya di beberapa tempat. Misal,jika Anda mudik dengan membawa uang Rp. 5 juta, maka si Ayah bisa membawa Rp. 2 juta, dan sebagainya. - Siasat uang plastik
Kartu Debet atau Kartu Kredit misalnya. Jika Anda harus membawa kartu ATM, ini semata-mata untuk menyiasati kebutuhan mendadak. - Cerdas berangkat-pulang
Sehari sebelum mudik, lakukan hitung ulang keuangan Anda. Sekali lagi, buat prioritas, apakah uang Anda cukup untuk kebutuhan sepanjang perjalanan, dan di lokasi. Penting, pertimbangkan pula kondisi kelangsungan hidup keluarga usai lebaran, karena hidup harus tetap jalan, walau lebaran usai. Managing Your Money Muslims around the world will celebrate Idul Fitri as the fasting month of Ramadhan comes to an end. For Muslims in Indonesia, Idul Fitri is traditionally a time when people travel to their hometowns to reunite with families and friends. This tradition, known as mudik, has become so well entrenched that most people living in Surabaya seem to believe that their Idul Fitri will be meaningless unless they go back to their hometowns for the holiday. But, mudik will be meaningless if you spend a lot of money unwisely and ineffectively. So how to control your money in mudik travel time? - Prepare cash money
The most important thing is to prepare adequate amount of cash money. If you feel you need extra expenses before mudik, you must resist. At least, just buy something in accordance to your income. Don't be easily tempted by various promo from marketplace. - Bring small change
This simple thing is often forgotten. Along the way to hometown, you possibly will often meet beggars or some people who ask donation. You can use small change for them. And, more important, you can use small change to pay parking fee, toll fee, et cetera, along the trip. - Keep money safely
Just remember, bad guys could be everywhere. The risk crime all along your trip is very possible. So, keep your cash safely. Don't keep your money in one place, but break into some places. For example, you bring Rp 5 million, your father bring Rp 2 million, et cetera. - Plastic money strategy
Use your Debit Card or the Credit Card wisely, or leave it at home safely. If you must bring ATM card, use it only for sudden necessities. - Smart departing-arriving
One day before go hometown, do recount your finance. Once again, choose priorities; is your money enough for the length of the trip and in the location. It is important, consider the condition for your money after Lebaran. Your living with family must go on tough the Lebaran is over. Sumber berita dari SURABAYA MAGAZINE edisi September-Oktober 2009 |
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